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Senior Underwriter

Senior Underwriter

location1 National Life Dr Unit 9000, Montpelier, VT 05602, USA
PublishedPublished: 2/14/2024
Full Time

This senior level incumbent will handle large face amount cases, while interacting with field personnel, and other more junior underwriters. Primary role will be to provide accurate and timely risk assessment and evaluation of life applications, renewals, or cancellations utilizing the Company’s underwriting policies, guidelines and insurance laws and regulations. 

Key Responsibilities

  • Underwrite and evaluate large face amount cases
  • Second review and signature for less experienced underwriters
  • Conduct underwriting audits as needed
  • Work on underwriting related projects as assigned
  • Interact with the field on calls or field visits
  • Contribute to the building and maintaining of strong relationships within the organization
  • Maintain an awareness of changing practices and regulations
  • Able to serve as SME to provide input on department procedures or practices
  • May serve as a mentor to less experienced underwriters


  • Bachelor’s degree preferred
  • 10+ years experience in a production oriented environment
  • 3 or more years of direct life experience preferred
  • Proficiency in Microsoft Office Suite
  • Brokerage or reinsurance experience is desired
  • Contestable claims investigation experience desired
  • Thorough knowledge of regulatory and policy differences among states in which business is transacted
  • Travel to home office in Montpelier, VT as needed (expected to be quarterly)
  • Must be able to pass a background check

The base compensation range represents the low and high end of the range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to qualifications, skills, competencies, location, and experience. The range listed is just one component of our total compensation package for employees.
Other rewards may include an annual bonus, quarterly bonuses, commissions, and other long-term incentive compensation, depending on the position.  National Life offers a competitive total rewards package which includes: a 401(k) retirement plan match; medical, dental, and vision insurance; a company funded wellness account for director and below employees; 10 paid holidays; a generous paid time off plan (22 days of combined time-off for non-exempt employees and exempt employees have discretion in managing their time, including scheduling time off in the normal course of business, but in no event will exempt employees receive less sick time than required by state or local law); 6 weeks of paid parental leave; and 6 weeks of paid family leave after a year of full-time employment.
National Life is accepting applications for this role on an ongoing basis and the role remains open until filled.   
National Life Group® is a trade name of National Life Insurance Company, Montpelier, VT – founded in 1848, Life Insurance Company of the Southwest, Addison, TX – chartered in 1955, and their affiliates. Each company of National Life Group is solely responsible for its own financial condition and contractual obligations. Life Insurance Company of the Southwest is not an authorized insurer in New York and does not conduct insurance business in New York. Equity Services, Inc., Member FINRA/SIPC, is a Broker/Dealer and Registered Investment Adviser affiliate of National Life Insurance Company. All other entities are independent of the companies of National Life Group.
Fortune 1000 status is based on the consolidated financial results of all National Life Group companies. 
National Life Group
1 National Life Dr
Montpelier, VT 05604
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